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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...

How to Protect and Preserve your Family Photos

As the old saying goes, “a picture is worth a thousand words.” This is especially true when it comes to your collection of family photos. We take photos to capture the most significant milestones in our lives. Whether it’s your wedding day, the birth of a child or their high school graduation, pictures can take us back to a moment in time – even as...

What’s a Home Inventory, and Why Do I Need One?

What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly what...

Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?

If your business manufactures, distributes, sells, or repairs products, you may need product liability insurance in addition to your business insurance. In fact, business partners throughout your supply chain may require a certificate of liability insurance as proof of adequate product liability coverage. Why Is Product Liability Coverage So Important? If your business provides products to customers, you need product liability insurance because product liability...

What Can I Do If My Car Is Stolen?

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen...